Monthly targets
The bonuses these choices are feeding.
TD Aeroplan Visa
Michael
$3,000 by Jan 17, 2027 → 15,000 pts · $12,000 by Oct 19, 2027 → 25,000 pts
Amex Gold
Natalie
$1,000 every month → 5,000 MR — miss a month and that 5,000 is gone
Amex Cobalt
Michael · from Dec 2026
$750 every month → 1,250 MR
TD active now
Gold from early Nov 2026
Cobalt from Dec 2026